Nirio, services de paiement 9.3.1

Nirio positions itself as an all-in-one application designed to facilitate online account opening, budget management, saving for projects, and handling everyday payments. This review explores two distinct service offerings tailored to different user needs.

Nirio Go:
This option allows users to gain control over their finances, providing the flexibility to manage daily expenses across nearly 10,000 payment locations, including FDJ/Bar-Tabac-Presse outlets. The services include:

• Payment of bills and everyday expenses such as rent (for social landlords), water bills, airline tickets, and student CVEC fees.
• Options for cash or card payments.
• The ability to pay bills in full or partially based on due dates.

Nirio Premio:
This account offers tools for saving and budgeting, including a comprehensive app that centralizes financial management without hidden fees. Key features include:

• Automatic tracking and categorization of spending for enhanced budget oversight.
• The ability to set financial goals aimed at optimizing budget management.
• A new project account feature to save for both small and large undertakings.
• Real-time alerts on specific thresholds (low balance, limits) and transactions to prevent payment refusals.
• A French account with an RIB that does not allow overdrafts.
• A VISA card accepted globally.
• Secure online payments using one-time or multi-use virtual cards.
• Cash deposit and withdrawal capabilities at approved FDJ networks, along with access to all Nirio Go services.

The Nirio Premio service is priced at €2.99 per month or €29.90 annually, offering two months free. Notably, young users aged 18 to 25 can benefit from a year of free subscription under the Nirio Premio Jeunes plan, which can be combined with ongoing promotional offers.

Account creation requires just three steps:

1. Download the app and select between the Nirio Go or Nirio Premio options that best fit your needs.
2. Create an online account with valid identification.
3. Begin utilizing the services available within the Nirio app.

Nirio also emphasizes in-person support at retail locations with extended hours, ensuring accessibility aligns with user habits. As part of the FDJ group’s payment service brand, proximity and assistance are central to Nirio’s offerings.

For further information, users can visit Nirio's official website or follow their social media channels:

• Website: https://www.nirio.fr/
• Facebook: https://www.facebook.com/profile.php?id=100088176953775
• Instagram: https://www.instagram.com/nirio_app/
• YouTube: https://www.youtube.com/@Nirio_/featured

* List of available partners is accessible within the application or at https://www.nirio.fr/
** Offers are commitment-free.